HandyLinx + CardX

We’ve partnered with the leader in seamless surcharging compliance. So you can accept credit cards at 0% cost and also achieve automated compliance.*


When customers choose a credit card, they also cover the fee. CardX informs the customer of the fee amount and always gives the option to pay with a no-fee method. You receive 100% of the amount of your sale.


When customers choose a debit card, they pay no fee—keeping you compliant. To adhere to the rules, CardX automatically detects when a debit card is entered and applies no fee. You pay only the low cost of debit card acceptance.

HandyLinx + CardX: Zero Cost, 100% Sales

Accept credit cards at 0% cost. Achieve automated compliance.


Enable customers to pay seamlessly and securely on your website.​

In Office

Enter payments in seconds from your web browser, no matter where your customers are.

In Person

Get everything you need and keep 100% of your sale.

Zero Cost*

You keep 100% of every credit card sale: when you sell $100, you receive $100. Pay only for debit card transactions.

*Where eligible, the credit card discount rate is offset by the surcharge.

Fully Compliant*

We’re experts so you don’t have to be. Our turnkey solution complies with all the rules and automatically has you covered.

*Terms and limitations apply; see our Terms and Conditions for more details

Customer Friendly

CardX passes on the fee for credit card transactions only. Your customers can always choose debit as a no-fee option.

About CardX

The CardX team led the legislative and technological efforts to build the country’s only fully compliant “Zero Cost Credit Card Acceptance” technology platform and payment gateway. Through their pioneering work with the US Supreme Court and individual states, they shaped laws and developed the only platform that allows for a seamless payment and reconciliation experience. 
Their technology makes it possible to accept all credit cards at zero cost while guaranteeing that your company fully complies with state, federal, and the most recently elevated card brand regulations implemented on April 15, 2023.  Finally, their platform goes further by empowering customers with an elegant payment experience rooted in choice.

Get Started

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